Commercial banks' deposits have crossed 60 Kharba, but loan investment remains low.
Babita Magar
Sun Feb 23 2025
The total deposits in commercial banks have now exceeded 60 kharba. On Falgun 4, the deposits reached 60 kharba 2 arba, but as per the latest report, it slightly decreased to 60 kharba on Falgun 5. At the end of Magh, the total deposits were 59 kharba 97 arba.
Even though deposits have increased, banks' loan investment has not grown. At the end of Magh, commercial banks had given loans worth 48 kharba 28 arba, which increased slightly to 48 kharba 30 arba by Falgun 5.
During this period, the total deposits in all banks and financial institutions stood at 67 kharba 28 arba while total loan investments were 54 kharba 42 arba. Since loan investments have not improved much, Nepal Rastra Bank is withdrawing 40 arba from the banking system on Sunday. Out of this, 30 arba will be withdrawn for 21 days.
By Falgun 8, the remaining amount that Nepal Rastra Bank has to return will be 2 kharba 22 arba. Additionally, 15 arba 10 crore will be returned to the banks today.
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