NRB Scraps Single-Client Limit on Share-Backed Loans

Nepal Rastra Bank has removed the single-client cap on share-backed loans in its first quarterly monetary policy review. The minimum holding period for investments in listed shares and debentures has been reduced from one year to six months, and the restriction allowing sale of only 20% of long-held shares per fiscal year has also been lifted.

To support export-oriented industries, NRB has capped the loan premium at 1% above the base rate for firms employing at least 100 women, adding 25% value, and exporting 25% of their products.

Relief measures have been introduced for borrowers affected by recent protests, allowing loan restructuring until mid-January 2026. Loans linked through forward/backward linkage may be restructured at a minimum 5% interest rate, and damaged vehicle replacement loans can access up to 80% LTV.